Solutions for the Caregiver Crisis

Charitable Real Estate with Debra LaPlante

Debra LaPlante is known for making it all about YOU! As you age, your goals may change. She's hear to talk about real estate and how she can help you!

Mistakes to Avoid When Filing LTC Claims

Dr. Stana Martin earned her PhD at the University of Texas at Austin and taught for many years at various Universities.

For nearly 20 years, Dr. Martin has been in the long term care insurance arena. She had a need for long term care services and left her full time university teaching to help families better prepare for this time in life. As her clients aged and went on claim, it became clear that the claim process was more document intensive than most claimants could manage on their own.

Further, she found that the adult children were typically swamped with managing the care itself. Few of them understood the process of a claim or had the energy to “wrangle” all the documents necessary to get a claim paying. She would be the first to defend insurance companies’ need to do due diligence. Sadly, fraud is as rampant in this industry as it is in any industry. 

Dr. Martin exists to serve families as they face care and need help understanding the contract and/or filing the claim. Her personal passion is to help families whether this season of life better. Helping people get the money they need from their policies is one more tool to meet that goal.

The 25th Hour

If you are a caregiver for an elderly person, then you know that it can be difficult to find time to yourself much less get all the errands completed on your own!

 

That's where Narrin Schwartz comes in. With Twenty Fifth Hour At Your Service, he helps give you your time back!

Aging 101 with Nancy Synderman, MD

Aging can be a difficult process for both caregivers and the elderly. Dr. Nancy Synderman offers some insight into various aging issues. Her advice is both informative and helpful for those who are caring for an elderly loved one.

 

Whether you are just starting to care for an aging parent or are faced with new challenges as your loved one ages, Dr. Snyderman's tips will help make the process a little bit easier.

Medicare 101

David Klaus, Certified Financial Planner, Elder Planning Specialist, and Medicare Specialist  brings you all the tips on Medicare.

He'll be touching on the timeline to consider for enrolling into Medicare initially, options on potentially making changes throughout subsequent years while on Medicare, misconceptions on the Medicare enrollment process and what it covers and what it doesn't.

This promises to be a riveting talk that will leave you with a better understanding of Medicare and how to make the most of it. 

Emphasizing Generational Planning

Carroll S. Golden, CLU, ChFC, LTCP, CASL, FLMI, CLTC, LACP has devoted over two decades to the field of extended and long-term care planning. She is the Executive Director of NAIFA Limited and Extended Care Planning Center.

 

Carroll’s passion to protect individuals and multigenerational families from psychological, health, and financial havoc caused by a lack of planning resulted in her book, How Not To Tear Your Family Apart. The story format how-to-guide offers various options for multigenerational care planning and is a resource for expanding consumers’ and professionals’ knowledge. Available at www.thecaringconversation.com

 

Carroll can be reached via email at cgolden@naifa.org or csgoldentx@gmail.com or www.thecaringconversation.com or 817-709-6859

Keeping Your Loved Ones Clean...Summer Edition

We're teaming up with Pharma-C Wipes to share tips on helping both you and your loved ones stay clean and fresh in these hot and sticky summer months! Annalee and Cheyenne dive into on staying clean (especially when bathing isn't convenient)!

Understanding Your Parents’ Finances...Before a Crisis

Billie Porter is a trust officer and Certified Financial Planner for FineMark National Bank & Trust. She has been in the industry for more than 18 years. Billie understands as caregivers, you want to do everything possible to protect your loved one.

One of the first important steps is to understand your parents/loved ones finances and why it's important to designate someone as a Power of Attorney (POA). This person will be responsible for making decisions on behalf of your loved one if he or she can no longer make them themselves. But keep in mind, POAs are just one part of proactive financial planning.  

A Different Perspective on Reverse Mortgages

Harlan Accola has been in the mortgage industry for more than 20 years and has worked with all types of loans. His specialty and favorite, has always been working amongst the 62 plus age group with over 1,000 Reverse Mortgage loans, which has been the most rewarding part of his career. He is now the National Reverse Mortgage Director for Fairway Independent Mortgage Corporation.

His presentations will give you a very different perspective. He often asked his clients an professional partners, "If what you thought you knew about mortgages and financial planning was wrong, when would you want us to tell you?"

The goal for Harlan and Fairway Independent Mortgage Corporation is to change the way retirement is done for baby boomers in this country. There is a perfect storm and a retirement crisis that can be avoided if we properly manage the trillions of dollars currently in home equity.

The Difficult Conversation: When to Discuss Elder Care with Your Aging Parents

As your parents get older, one of the most important conversations you'll have with them is about elder care.

In this episode, Annalee Kruger and Steven Huskey talk about when the right time is to have that conversation and how to make it as smooth as possible.