Solutions for the Caregiver Crisis

The High Price of Aging: How to Prepare for Rising Healthcare Expenses with Marcia Mantell

Are you one of the millions of Americans struggling to navigate the complex and ever-changing world of Medicare and long-term care planning? If so, you're not alone. Healthcare in America is anything but affordable. But by arming yourself with knowledge and working with the right experts, you can make informed decisions and protect your financial future. Are you ready to take control of your healthcare planning?

 

Marcia Mantell is a beacon of clarity in the complex and ever-changing world of Medicare and healthcare planning. Her unique ability to translate complex regulations into actionable strategies empowers her clients to make informed decisions and protect their financial futures. On this episode, Annalee and Marcia engages in a comprehensive discussion on the complexities of Medicare, long-term care planning, and the importance of early preparation to navigate the challenging healthcare landscape in America. Stay tuned!

Quotes:

• “We need to remove the word "affordable" from the conversation when it comes to anything in healthcare. There's nothing affordable about healthcare in America—full stop. That's a fact.”
• “Learn this stuff, work with us, and we will help you make the best decisions possible with the information we have today.”
• "You can't jeopardize your future retirement, your next 30 years, because Mom has dementia or Dad had a stroke. These family situations are incredibly complex and incredibly costly."

Takeaways:

• Understand that Medicare is not a free, comprehensive healthcare solution - it has significant out-of-pocket costs and limitations, especially when it comes to long-term care. Plan accordingly.
• Don't wait until you're sick or retired to start learning about and planning for your healthcare needs. Get educated and make a plan early, even if you're healthy now.
• Seek the guidance of vetted professionals who can help you navigate the complex world of Medicare, Social Security, and retirement planning. Don't try to figure it out alone.
• Regularly review your Medicare and prescription drug coverage to ensure it still meets your needs. Drug plans and coverage can change annually.
• Be realistic about the rising costs of healthcare, including home care, assisted living, and nursing home expenses. Factor these into your long-term financial planning, even if you're currently healthy.

Conclusion:

Comprehensive healthcare and retirement planning is essential, even for those who feel healthy. Navigating Medicare, Social Security, and long-term care coverage is complex, and without proper preparation, the costs can quickly drain savings. Proactive planning, early education, and a realistic understanding of healthcare expenses are key to securing a confident retirement in a system that often favors providers over consumers.

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

Guest Links:

Marcia's LinkedIn

Marcia's Website  Website 2

What’s the Deal with Retirement Planning for Women?

What’s the Deal with Social Security for Women?

Unlocking the Potential of Aging: A Home Care Perspective with Kevin Svagdis

Caregiver burnout and the healthcare crisis - a growing problem with no easy solutions. As families struggle to navigate the complexities of aging and chronic illness, they often find themselves lost in a fragmented system that prioritizes volume over personalized care. What if there was a better way? A system that truly empowered families, supported caregivers, and delivered compassionate, tailored care?

 

As the founder of a pioneering home care agency, Kevin Svagdis is on a mission to revolutionize the way families navigate the challenges of aging. With over 20 years of experience in senior living, Kevin has witnessed firsthand the devastating impact of caregiver burnout and the cracks in our fragmented healthcare system. On this episode, Annalee and Kevin discuss the critical challenges facing the healthcare industry, including labor shortages and client procrastination, and how their collaborative, family-centric approach to home care services can help prevent caregiver burnout and empower seniors to live their best lives. Stay tuned!

Quotes:

• “The purpose behind our agency—the reason we wake up every morning—is to help people reach their full potential so they can live their best life.”
• “Culture fit is absolutely what we look for because our culture is simply the people on the team.”
• “I think if our field works together, instead of working in silos and only focusing on one thing, we can better support the entire journey the family is going through.”

Takeaways:

• Educate communities about the importance of proactive planning for aging and the dangers of procrastination. Reach out to local physicians to share information on available resources.
• Prioritize a rigorous, thoughtful hiring process to build a strong, committed team. Focus on cultural fit and values alignment, not just experience.
• Involve the entire family in the care planning process. Understand their needs and goals, not just the care recipient's, to provide holistic support.
• Empower families to maximize home care services. Encourage them to increase hours as needs change, so they can focus on their relationships rather than caregiving tasks. 
• Seek out opportunities for collaboration across the healthcare industry. Work together to create a seamless continuum of care and support for aging adults and their families.

Conclusion:

A more personalized, family-focused approach to home care and aging services is essential. By prioritizing rigorous hiring, ongoing training, and a deep understanding of each client’s unique needs, providers can deliver exceptional, tailored support. Success in these efforts relies on greater collaboration across the healthcare industry, creating a seamless continuum of care that empowers families and prevents caregiver burnout.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Kevin's Website

Kevin's LinkedIn

Staying Positive Through Cancer Treatment with Deb Krier

Caring for a loved one with a serious illness like cancer can feel overwhelming and isolating. It's important to find ways to provide meaningful support, such as offering practical help, emotional encouragement, and simply being there to listen. By understanding their challenges and showing compassion, we can make a significant difference in their lives. Additionally, their experiences can teach us valuable lessons about resilience, empathy, and the importance of supporting each other during tough times.

 

Deb Krier is a true warrior in the fight against cancer. Diagnosed with stage 4 breast cancer in 2015, she has faced her own mortality head-on, navigating the ups and downs of ongoing treatment. But Deb's story is not one of defeat - it's a testament to the power of resilience and community. As the founder of "Trying Not to Die", Deb has made it her mission to guide others through the cancer journey. On this episode, Annalee and Deb discuss the challenges of providing meaningful support to those facing serious illnesses like cancer, emphasizing the need for specific, practical assistance as well as emotional and spiritual care. Stay tuned!

Quotes:

• “I'm kind of the perpetual patient, always needing caregiving. One of the things I like to work on with people is how to be the best caregiver.”
• “I tell people to be specific. For example, you could ask, 'Can I bring you dinner on Wednesday? And are there any foods you don’t want to eat?' This way, they can simply say yes or no.”
• “We get so consumed with trying not to die that we forget we have to live.”

Takeaways:

• Be specific when offering help to a loved one with a serious illness. Don't just say "let me know if you need anything" - provide concrete offers like bringing a meal, driving them to an appointment, or helping with household tasks.
• Encourage the patient to build their "warrior's tribe" - a network of supportive family, friends, and medical professionals to help navigate their journey. Offer to accompany them to doctor appointments or join their private support group.
• Emphasize the importance of advance planning, such as having legal documents (will, power of attorney, etc.) in order before a crisis occurs. Ensure the patient's wishes are clearly communicated to loved ones.
• In addition to practical support, consider ways to provide emotional and spiritual comfort, such as reading scripture, playing calming music, or simply being present and listening. 
• Remember to express gratitude to the patient's caregivers. Their role is often overlooked, so a heartfelt "thank you" can go a long way in sustaining them through the challenges.

Conclusion:

Supporting someone with a serious illness involves more than just practical help. It's important to offer emotional, spiritual, and logistical support that fits their specific needs. The aim is to create a strong, caring group of people who can stand by them through their difficult journey.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Deb's Website

Deb's LinkedIn

Deb's Facebook Group

Reverse Mortgages: Unlocking Home Equity for Retirement with George Bain

Are you or a loved one struggling with the emotional and financial burdens of caregiving? You're not alone. Millions of family members have found themselves thrust into the role of caregiver, only to become overwhelmed and burned out.

 

As a 30-year veteran of the mortgage industry, George Bain has dedicated the last 5-6 years exclusively to reverse mortgages. While these financial tools have long carried a negative stigma, George is on a mission to change that narrative. Through his work, he helps families navigate the complexities of reverse mortgages to unlock the equity in their homes and fund in-home care for aging loved ones. On this episode, Annalee and George discuss the benefits and misconceptions surrounding reverse mortgages, and how they can be leveraged to help family caregivers afford in-home care and support for their aging loved ones. Stay tuned!

Quotes:

• “A reverse mortgage has always been a very good product. Like all good products, it needed to be adjusted over time.”
• “The bank never owns your home, and you’re never forced to sell it. There are only four things you need to do to maintain the loan: pay your taxes, your homeowners insurance, maintain the property, and live in the property as your primary residence.”
• “If you were to take the same amount of money out of your home equity and leave your 401(k) alone, chances are you would leave more money in your estate at the time of your death than you would by simply taking it out beforehand.”

Takeaways:

• Consider incorporating a reverse mortgage into your overall retirement planning strategy, in consultation with a financial advisor.
• Gather your family members together to have an open discussion about reverse mortgages and how they could potentially benefit your situation.
• Explore government resources and counseling services to thoroughly understand the reverse mortgage process and protections in place for consumers.
• If you or a loved one are struggling with the emotional and financial burdens of caregiving, explore how a reverse mortgage could provide the funds needed to age in place safely. 

Conclusion:

Reverse mortgages have transformed into a valuable financial tool that can greatly enhance the quality of life for aging adults and their caregivers. By tapping into home equity, seniors can fund in-home care and support, reducing the emotional and financial burdens of caregiving. However, it’s essential for consumers to work with trusted professionals to fully understand the details and ensure that a reverse mortgage is the right fit for their needs.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

George's Facebook

George's LinkedIn

Pandemic-Proofing Your Business & Caregiving for Aging Parents with Amber Stitt

Are you prepared for the unexpected challenges that come with aging and caregiving? Planning ahead is crucial, even though it can be tough to face. Preparing for the future helps you make informed decisions and handle challenges with more confidence. While it may be uncomfortable to think about what lies ahead, taking the time to plan can prevent problems and reduce stress later on. In the end, planning ahead is key to staying on track and achieving your goals.

 

As a leading expert in disability and life insurance planning, Amber Stitt is on a mission to help medical professionals and their families bulletproof their financial futures. With over a decade of experience, Stitt and her team at MD Disability Quotes provide tailored strategies to navigate the complex world of insurance and long-term care planning. On this episode, Annalee and Amber discuss the importance of planning ahead for aging, long-term care, and unexpected health events, emphasizing the need for emotional resilience, organizational systems, and collaborative family planning to safeguard caregivers and preserve quality of life. Stay tuned!

Quotes:

• “If you have anyone you care about, it's your duty to get things in order. If you leave it to a family member, they have their own families, their own illnesses, and their spouses might have other things happening too.”
• “We have to start being more accountable, going back to core principles. If you want to be successful, you've got to put in the work. If you want to have a successful life, you've got to take your life seriously—and everyone around you too.”
• “Even if it's just little steps, step outside your comfort zone and do something you know you need to do.”
  
  

Takeaways:

• Assess your personal and family's preparedness for unexpected health events or aging challenges. Do you have a comprehensive "Grab and Go" binder with all essential documents and information organized?
• Identify gaps in your own financial, insurance, and long-term care planning. What steps can you take today to build more resilience and security for your future?
• Consider working with a specialist to help you and your family develop a cohesive aging plan that safeguards caregivers and preserves quality of life.
• Challenge yourself to have honest, solution-focused conversations with loved ones about aging, caregiving, and end-of-life wishes. Don't let denial or avoidance prevent necessary planning.
• If you're a financial professional, explore educational programs to better serve clients navigating the complexities of aging and long-term care. Expand your expertise in this critical area.
  
  

Conclusion:

Proactive and comprehensive planning is essential for aging, long-term care, and financial security. Taking these steps early ensures that individuals are well-prepared to navigate the challenges of later life with confidence and stability. This thoughtful approach is key to securing a comfortable and secure future.

Resources:

Annalee’s LinkedIn

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

Guest Links:

Amber Stitt's LinkedIn

Amber Stitt's Website

Cooking Up Your Retirement Plan: A Unique Approach with Marcia Mantell

Are you and your family prepared for the unexpected challenges of aging and retirement? Proactive planning is extremely important for achieving success and avoiding potential problems. By thinking ahead and preparing for different scenarios, you can make better decisions and handle challenges more effectively. Taking the time to plan in advance helps you stay organized and reduces stress when unexpected situations arise.

 

As a leading expert on retirement income planning, Marcia Mantell is a beacon of clarity in a sea of misinformation. With over a decade of experience as a blogger and author, she has dedicated her career to empowering pre-retirees and their families to make informed decisions about Social Security, Medicare, and all aspects of the retirement planning process. On this episode, Annalee and Marcia discuss aging care planning with a care management company, planning for retirement and dealing with unexpected events, and the importance of personalized financial advice and retirement planning. Stay tuned!

Quotes:

• “The time to think about your own retirement is not when Mom and Dad have had a crisis. You need to plan ahead; there’s just nothing worse than waiting until it’s too late.”
• “There are too many other pieces to the equation. We can’t have these broad statements like “everyone should do this” or “everyone should do that.” It’s that everyone should have a plan, and I’ll agree with that because everyone’s situation is different.”
• “We can’t know everything. But we need to have some framework upon which to base our decisions—and we need it before it’s too late.”
  
  

Takeaways:

• Assess your retirement readiness NOW, not when a crisis hits. Starting your retirement planning by age 50 to ensure you have enough time and flexibility.
• Beware of relying on “cousin Charlie” or “neighbor Joe” for retirement advice. Each situation is unique, and generic rules of thumb often don’t apply. Seek out professional guidance.
• Develop a comprehensive “retirement recipe” that accounts for both positive and negative scenarios.
• Don’t assume Medicare, Medicaid, or other government programs will cover all your aging and healthcare needs. Understand the nuances and limitations of these benefits.
• Prioritize open communication with family members about aging plans and preferences. Proactive planning can help avoid costly conflicts and damaged relationships down the line.
  
  

Conclusion:

Comprehensive and personalized retirement and aging planning is crucial. Instead of relying on generic advice, individuals should take a proactive, customized approach to ensure they are financially and emotionally prepared for retirement and caring for aging loved ones. This tailored planning is essential for navigating the unique challenges of later life with confidence and peace of mind.

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

Guest Links:

Marcia's LinkedIn

Marcia's Website  Website 2

What’s the Deal with Retirement Planning for Women?

What’s the Deal with Social Security for Women?

Maximize Your Medicare: Unlocking Hidden Benefits with Jae Oh from GH2 Benefits

Medicare planning and managing healthcare costs are crucial for aging individuals and their families. Navigating the Medicare system can be complex, making professional guidance essential to ensure seniors get the right coverage and support. The decisions made about Medicare can significantly impact caregiving responsibilities and the financial stability of families as they face the challenges of aging. Proper planning helps protect both health and financial well-being during this important stage of life.

 

Jae Oh is a Medicare specialist and certified financial planner who has dedicated his career to empowering consumers to maximize their Medicare benefits. As the author of the acclaimed book "Maximize Your Medicare," Jae provides expert guidance on navigating the complex Medicare landscape and planning for healthcare costs in retirement. On this episode, Jae emphasizes the importance of understanding one's existing Medicare setup and financial resources when planning for caregiving responsibilities. Stay tuned!

 

Quotes:

• "There has to be another reason. So let's go find that reason, so you're not living with the feeling that everyone is against you under duress, which may make it even more difficult.” - Jae Oh
• "We'll tell you precisely what we think about your situation, what the options are, and go from there. I absolutely believe the point here—the reason for the book—is to empower the consumer so they can choose for themselves.” - Jae Oh
• "The reality is that the options and rights that consumers have are overwhelmingly in their favor, overwhelmingly so if they understand all the nuances, and there are many." - Jae Oh

 

Takeaways:

• Understand your or your aging loved one's full Medicare setup, including any additional plans or coverage beyond the basic Medicare card.
• Review your own health insurance and financial situation as a caregiver. Make sure you have the right coverage and resources in place to avoid burnout and be able to provide care.
• Be proactive in reviewing medical bills and insurance claims to ensure there are no errors or overcharges. Don't assume everything is correct - advocate for yourself or your loved one.
• Stay up-to-date on changes to Medicare, as the program is evolving. Consult with a Medicare expert regularly to understand how new policies and regulations may impact your coverage and costs.
• Consider working with a comprehensive aging planning service to ensure you have all the necessary documents, resources, and referrals in place to navigate the complexities of aging, caregiving, and Medicare.

 

Conclusion:

Navigating Medicare and healthcare planning for aging individuals involves significant complexities. Proactive, comprehensive planning is crucial to understanding coverage, rights, and options, and to avoid costly mistakes or gaps in care. As Medicare evolves, working with knowledgeable specialists can provide the guidance needed to make informed decisions and advocate effectively for oneself and loved ones.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Jae's Website

Jae's LinkedIn

Caregiving Redefined: Empowering Men to Lead the Way with Dr. Jim Gambone of Points of View Inc.

Addressing the unique challenges faced by male caregivers is crucial. Men and women approach caregiving differently, underscoring the need for resources and support specifically designed for male caregivers. Unlike general caregiving resources, specialized support for men can provide targeted assistance that enhances their caregiving experience. Tailored support ensures that male caregivers have the tools and guidance they need to effectively care for their loved ones and navigate their unique responsibilities.

 

Dr. Jim Gambone is a pioneering expert on male caregiving. As a college professor, author, and speaker, he has dedicated his career to understanding the unique experiences and needs of men in caregiving roles. Recognizing the lack of resources tailored for this demographic, Dr. Gambone co-authored the book "Who Says Men Don't Care," which provides a much-needed male perspective on the caregiving journey. On this episode, Dr. Gambone provides valuable insights into the unique experiences and challenges faced by male caregivers, emphasizing the importance of tailored resources, proactive planning, and peer-to-peer support to ensure a balanced and fulfilling caregiving journey. Stay tuned!

 

Quotes:

• "Men care more about outcomes, while women care more about the process.” - Dr. Jim Gambone
• "A human being can handle a certain number of stress points, but eventually, the points can become too much to deal with.” - Dr. Jim Gambone
• "If you can't take care of yourself and stay healthy, you can't truly help the other person." - Dr. Jim Gambone

 

Takeaways:

• Seek out resources and support specifically tailored for male caregivers to better understand the unique experiences and needs of men in caregiving roles.
• Proactively plan for aging and long-term care needs, rather than waiting until a crisis occurs. Develop a "Plan B" to ensure you have the necessary resources and support in place.
• Prioritize self-care and finding a balance as a caregiver. Recognize when you are reaching a "tipping point" and be willing to ask for help to avoid caregiver burnout.
• Consider the generational differences in how men approach caregiving, and how that may impact the caregiving experience and dynamics within your family.
• Encourage male caregivers to connect with each other, as having that peer-to-peer support can be invaluable.

 

Conclusion:

Male caregivers face unique challenges and often approach caregiving differently than women. It's important to have resources and support specifically for men, who may be less likely to join traditional support groups. Proactive planning for aging and long-term care needs is essential to avoid crises and ensure a more balanced, fulfilling caregiving experience.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Dr. Gambone's Website

Dr. Gambone's LinkedIn

Securing Your Special Needs Loved One's Future with Allison Schaberg of Consolidated Planning Group

Specialized financial planning for families with loved ones who have disabilities is crucial yet often overlooked, as it involves navigating complex government programs and ensuring long-term care needs are met. Unlike general financial advisors, specialized special needs planners have the expertise to address these unique challenges. Their guidance can significantly improve a family's financial security and overall quality of life.

 

Allison Schaberg is a nationally certified special needs financial planner who helps families with loved ones who have disabilities plan for their long-term care and financial security. As a member of the Special Needs Planning Academy, Schaberg is part of an elite group of just 125 advisors nationwide who specialize in this highly complex and underserved area. On this episode, Allison provides critical insights on the specialized expertise required for special needs financial planning to ensure lifelong care and support for individuals with disabilities, while cautioning against common mistakes and emphasizing the value of a second opinion from a qualified planner. Stay tuned!

 

Quotes:

• "We always think about our kids, our loved ones with a disability, and we put ourselves on the back burner. That's when things start falling apart for mom and dad.” - Allison Schaberg
• "When you have a loved one with care needs for the rest of their life, it's like a marathon, not a sprint. There has to be a lot of self-care for the caregivers and the parents.” - Allison Schaberg
• "Those second opinions and their thorough examinations have made a difference. We've seen differences ranging from hundreds of thousands of dollars to millions of dollars over a 25 to 30 year period. That is a big deal when it comes to funding a special needs trust." - Allison Schaberg

 

Takeaways:

• Reach out to a specialized special needs financial planner for a consultation to review your existing planning and ensure your loved one's long-term care needs and Medicaid eligibility are properly addressed.
• Consider adding a special needs planning expert to your existing financial team to provide a "look under the hood" review and identify potential gaps or opportunities to optimize your family's financial security.
• Prioritize creating a comprehensive plan for your loved one's care, including setting up a special needs trust and exploring Medicaid waivers, to prevent caregiver burnout and ensure their needs are met for decades to come.
• Don't assume you'll always be able to care for your special needs loved one - plan ahead for the possibility that your own health or circumstances may change in the future.
• Advocate for raising the outdated $2,000 Medicaid asset limit, which has remained stagnant for decades, to better support individuals with disabilities and their families.

 

Conclusion:

Special needs planning is a specialized field that ensures long-term financial security for individuals with disabilities by navigating complex government programs. Families should proactively establish legal and financial structures like special needs trusts and ABLE accounts to maintain Medicaid eligibility and fund lifelong care. Consulting a qualified special needs planner can make a significant financial difference, saving substantial amounts compared to using general financial advisors.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Allison's Website

Allison's LinkedIn

A Couple's Fight Against PSP: Strength, Love, and Hope with Jack Phillips

The caregiving journey for someone with progressive supranuclear palsy (PSP), a rare and progressive brain disease, involves many challenges. This includes navigating the difficult process of getting an accurate diagnosis and coping with the impact PSP has on daily life. Supporting research and raising awareness are crucial for advancing understanding and treatment of this condition. Additionally, caregiver support, making necessary home modifications, and the ongoing search for a cure are essential for improving quality of life and managing the effects of PSP.

 

Jack Phillips is a dedicated caregiver and advocate for those affected by progressive supranuclear palsy (PSP), a rare and debilitating brain disease. After his wife Linda was diagnosed with PSP, Jack embarked on a mission to become the best caregiver he could be while also working tirelessly to find a cure. As a board member of the organization Cure PSP, Jack leverages his personal experience and passion to drive research, raise awareness, and support other families navigating the challenges of this devastating condition. On this episode, Jack talks about his experience as a caregiver and his efforts to support research and raise awareness through his involvement with the organization Cure PSP. Stay tuned!

 

Quotes:

• "Every day I wake up asking, 'How can I be the best caregiver I can to Linda, and how can I move the ball forward to find a cure?'”
• "It's a very tough position to be in. I got involved and raised my hand to be on the board of Cure PSP as part of my commitment because I wanted to help others across the country—and actually across the world—who have this disease.”
• "The more I learned about it, the worse it got, because it's a progressive disease. It affects walking, talking, swallowing, eyesight, and more."

 

Takeaways:

• Consider hiring professional caregivers to provide respite and allow caregivers time for self-care, which is crucial for maintaining well-being.
• Advocate for your loved one's needs and be willing to seek multiple medical opinions to get an accurate diagnosis, even for rare conditions.
• Explore home modifications and assistive technologies that can help maintain independence and safety for those living with progressive diseases.
• Reflect on the importance of open communication, teamwork, and emotional support within your family when facing difficult health challenges.

 

Conclusion:

Caregivers of individuals with rare, progressive diseases like PSP face immense challenges. Their dedication to providing the best care and seeking a cure is truly inspiring. Sharing their personal journeys highlights the critical need for increased awareness, research funding, and support systems to help families manage these complex health situations.

 

Resources:

Annalee’s LinkedIn

Care Right Inc. Website

Episode Website

Learn more about The Elder Planning Specialist designation and certification program at Plan For Life Now

 

Guest Links:

Jack's Website

Jack's LinkedIn